Natural Hazards
If you’re thinking about carrying out building works, consider whether there may be any natural hazards present, and how they could affect compliance with the Building Act 2004 and the New Zealand Building Code.
- Natural hazards include:
- Erosion (including coastal erosion, bank erosion and sheet erosion)
- Falling debris (including soil, rock, snow and ice)
- Subsidence
- Inundation (including flooding, overland flow, storm surge, tidal effects and ponding)
- Slippage
A Land Information Memorandum (LIM) or Project Information Memorandum (PIM) will identify hazards that the Council knows about.
When a building consent is granted on a property that contains natural hazards the Council arranges to endorse the Record of Title advising the consent has been issued on land subject to natural hazards. Endorsements may refer to Section 72 of the Building Act 2004.
If there is a Section 72 endorsement (or similar) on the Record of Title and the building is subsequently damaged by a hazard event, then the owner and subsequent owners may not be insured for that damage. Refer to s77 of the Natural Hazards Insurance Act 2023.
We advise contacting your solicitor, insurance company or the Natural Hazards Commission if you are purchasing a property where the land is subject to natural hazard or you are planning to alter or add to the property in the future.
Further information can be found on the Building Performance website.
